First Time Home Buyers or those looking to refinance their own home,1place 2Go: NACA

[C hristian]

Everyone whose looking to buy for the first time, or refinance their own home should do themselves a favor and look at getting the best deal you'll ever hope to get through NACA .

https://www.naca.com/index_main.jsp

and then work with agents who work with NACA.

no fees, no closing costs.

Why and how is NACA the best? B/c they sat in and disrupted more than enough shareholders meetings of the big banks, (bank of America , Citigroup, Fleet) and threatened to continue doing so until /unless they got their way. WEll they did get their way to the tune of $2 billion with a B dollars. They got the banks to agree to no closing costs, no fees,30 year fixed rate mortgage.

their rate is GUARANTEED to be 1% below market rate, and you can also buy down your rate too!

It's worth your while to check them out at the local chapter near you. trust me when i say that you'll be glad you did!

[Terry James]

Thanks, I'm checking into this

[Edith A. Giles]

This is right up my alley...

I gotta check this out.

[Terry James]

I signed up for the workshop..this is gonna be good

[the 18th letter]

It takes a long time for 1 thing. You will need a lot of patience as well as they seemed to be understaffed. However they were able to advocate for a restructure of my mortgage. My mortgage holder, WAMU/CHASE, did a step modification. Rate goes from an adjustable 6.5% to 3.0% for the 1st year, 4.35% the 2nd year, 5.50% the 3rd year and final year is 6.5% and fixed at that rate for the balance of the loan.
If you finance through NACA you will get a below rate mortgage. The only fee's you will incurr is a monthly charge based on the amount of your loan, but not more than 75 bux a month for 10 years. BUT they provide on going assistance and have a program where if you lose your income you can apply for up to 3 months of mortgage assistance. You will have to pay the three months back at the end of your loan, or you can pay it off sooner if you come into some doe. Overall I found it to be a good program.