mua! i love you guys. thanks gman and julian for the assurance and other folks stories.
yes, i was tripping out over the credit that i am going to be using for this move even though i am almost done paying off a lump of other credit over the past few years! it's not that much when i think about it but i just don't want to repeat what i did in the past.
i know that i will pay it back and it is really teaching me to pay it on time and more than the minimum. when i do get hella cash i want to go ahead and pay it all off so i will have it behind me this time around too.
also, i might add...
all the college heads out there, PLEASE PLEASE PLEASE be careful when the credit represenatives come to your campus and table. they throw these credit cards at you with the promotional tee-shirts and mugs and candy. they sign you up and you think you have all the money in the world to spend and pay later like it was a student loan. that is how they got me cuz i didn't know any better. BE CAREFUL.
btw, gman, what did you do about your defaulted student loans? i consolidated my ones from undergrad and now i am about to consolidate them with the grad ones. word up, wild, i am shaking my head and asking WHY i took out them loans!?!?! there is just too much hassle in dealing with two agencies with different interest rates. sallie mae and direct loans knows my voice by heart cuz i will be crying if i ever get defaulted on them mugs!