question for the banker/mortgage peep here
Looking at securing financing for a new home I am getting. I am currently being "courted" by a number of lenders but they all seem to be offering the same thing. my question:
They say shop around for a lender but if they all offer the same interest rate what incentives should make one better than the others? The only difference I have noticed is one company is offering to pay the title fees. Also should I deal directly with a bankversus a mortgage broker?
If a person is too stupid to be a DJ, perhaps they are also too stupid to know that he was too stupid to be a DJ — that is, his stupidity protected him from an awareness of his own stupidity.